Financial & Insurance

financial & insuranceOrthodontic treatment is an excellent investment in the overall dental, medical, and psychological well-being of children and adults. Our office believes that financial considerations should not be an obstacle to obtaining this important health service, and we are sensitive to the fact that people have different needs in fulfilling their financial obligations. The total cost of the orthodontic treatment will vary depending on the patient's individual orthodontic needs and the specific treatment plan.


We offer a variety of affordable payment options to help meet your needs. We will work with you to create a payment plan that fits your budget so that you know what to expect financially before beginning treatment.

  • We accept payments by cash, checks and most major credit cards.
  • We offer monthly installment payment plans and no-down payment required third-party financing options.
  • We offer a discount for families that choose to pay-in-full at the beginning of treatment
  • We provide any information or filled-out claim forms you need for your orthodontic insurance.

If you have any questions about financing or payment, ask us! We will thoroughly explain your choices and work hard to accommodate your needs.


Our office has extensive experience with assisting families with their orthodontic insurance benefits and our office is committed to assisting your family in maximizing your insurance benefits.

Orthodontic insurance generally differs from regular dental insurance in that each insured individual usually has a lifetime maximum benefit for orthodontic services. This benefit is generally paid out by the insurance company as a percentage of the total orthodontic fee, is paid in monthly or quarterly installments, and is paid out during the total course of active orthodontic treatment until the orthodontic lifetime maximum benefit has been reached, or until the insurance policy is no longer active, whichever occurs first.

There are many different agreements between insurance carriers and their subscribers. However, please be aware that our primary financial relationship is with the families in our practice and not with their respective insurance companies. Final responsibility for collection of benefits from your insurance company rests with your family, the insured party, not with our office.

Insurance policies vary considerably in their terms and conditions, so please inform our office immediately if your families place of employment or insurance plan changes, so that our office can submit new insurance paperwork on your behalf.

Stepovich Orthodontics

  • Stepovich Orthodontics - 1757 Blossom Hill Rd., Suite 30, San Jose, CA 95124 Phone: (408) 358-2400 Fax: (408) 358-3250

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